BancMutual Financial & Insurance Services Privacy Policy

BancMutual Financial & Insurance Services, Inc., has adopted the following Privacy Policy. It is designed to protect the information that you have entrusted with us. We recognize and respect our responsibility to protect you, our customer, from unauthorized use of your private information.

Collection of Information

We collect nonpublic personal information about you from the following sources:

* Information we receive from you on applications or other forms;
* Information about your transactions with us, our affiliates, or others; &
* Information we receive from a consumer reporting agency.

Information collected from you is used to help us offer you insurance and investment* products and services with the companies we represent..

Disclosure of Information as Permitted by Law

We may disclose all the information described above about our customers and former customers to non-affiliated third parties as permitted by law.

Federal law recognized that there are limited circumstances where it is necessary or desirable to disclose information about you to third parties. We may disclose information about you to third parties in connection with servicing, processing or maintaining your account, such as sharing information with your Mortgage Lender. Other examples of where the law permits us to disclose information about you include those instances where you specifically authorized the release of information, where the release of information if required to comply with a subpoena or other legal process, where the information is disclosed to our accountants or auditors, or where the information is reported to a consumer reporting agency.

Disclosure of Information Within Our Corporate Family

We may disclose all of the information described above about our customers and former customers to our affiliates who are financial service providers, such as insurance agents and securities brokers-dealers.

In order to offer you a range of services and products throughout our corporate family, we may, from time to time, share information about you with our affiliated financial service providers. While such information may include name, address, and other similar information, we will not disclose to an affiliate any information that may bear upon your credit worthiness, unless such information relates solely to your transactions or experiences with us.

Disclosure of Information to Non-Affiliated Third Parties

We may disclose all of the information described above about our customers and former customers to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We may disclose information about you to companies who perform services or functions on our behalf. In these instances, we enter into a contract that restricts those companies from further disclosing or using any of the information other than for the sole purpose of carrying out the service or function.

In order to continue offering a wide array of products and services, we may also, from time to time, join with other financial institutions to market such services or products. In these instances, we may disclose information about you to the other financial institutions. If we do, however, we will enter into a joint agreement that prohibits those financial institutions from further disclosing or using any of the information other than for the sole purpose of carrying out the joint marketing effort.

Unlike many other banks, we do not sell or share your name, address or other personal information to or with any non-affiliated third party for their independent use.

Safeguarding Customer Information

We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard nonpublic personal information.

All Insurance and Investment Products and Services are only available to residents of Wisconsin and Minnesota. 

IMPORTANT CONSUMER INFORMATION
This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:

• Representatives of a Registered Broker-Dealer ("BD") or Registered Investment Advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b ) are excluded or exempted from that state's registration requirements.

• Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

Insurance Products are offered through BancMutual Financial & Insurance Services, Inc., a wholly owned subsidiary of Bank Mutual. Securities and advisory services offered through SII Investments, Inc., member FINRA, SIPC, a registered Investment Advisor not affiliated with BancMutual Financial & Insurance Services, Inc. or Bank Mutual. Security and Insurance products :

1. are not deposits or obligations of, or guaranteed by Bank Mutual or any affiliates;

2. are not insured or guaranteed by the Federal Deposit  Insurance   Corporation (FDIC) or any Federal government agency;       

3. involve investment risk, including the possible loss of principal invested; and are not protected by the Securities Investors Protection Corp. (SIPC) as to market loss of principal.

SII does not provide tax or legal advice.